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There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd looks like a normal middle-aged mum who works relentlessly to look after her ill partner.
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So it was to the large shock of neighbours when police came down on their driveway to rob the couple's St Helens home.

Hiding behind the family's net curtains was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, wept 'Oh my god' as she was jailed today over a string of untruths consisting of using a dead female's identity, making up 'phony' medical conditions for her child, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise jailed after the set's huge benefits fraud was finally exposed.

While the couple managed to siphon off their ill-gotten gains for years - neighbours have revealed to MailOnline the obvious hints that the couple were running a rip-off.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives uncovered a web of lies consisting of the development of pseudonyms to claim advantages

The fraudster next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had actually failed to disclose this to the council when she moved in in 2018

Phillips pictured in a Help for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his strolling stick to meet his carers.

But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'always something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently pocketed nearly ₤ 170,000 in benefits over a years, and likewise helped Phillips incorrectly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their 2 vehicles previously today, they believed they were going off to remain at their secret caravan, just to find they were going to prison.

One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a real show of not being able to stroll whenever his carers were here.

'He was shuffling along and holding onto his vehicles in the driveway before he took a long time to get to his carer's cars and truck on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

'But after the cops raid, they ended up being more reserved and didn't say a lot to people.

'There was always something dodgy about her - she wouldn't look individuals in the eye and bragged about going to her ₤ 60,000 caravan however would never say where it was.

'They would take her teenage child and disappear on a Thursday night and not get home up until Sunday.'

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing benefits, employment assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'strolling great'

Following the authorities raid secret suburban street, neighbours were entrusted concerns regarding why the couple had actually been detained - and some allege Lloyd had later told them it was down to pet breeding.

But these questions were finally put to rest on Tuesday when the court heard how Lloyd had claimed an overall of ₤ 169,394.15 which she was not received in housing advantages, carers allowance and personal independence payments throughout 11-and-a-half years.

With the assistance of Lloyd, Phillips was also discovered to have actually unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work support allowance and council tax reductions because 2018.

Olivia Beesley, prosecuting, detailed how the mom's fancy scam started when she falsely started claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake tenancy agreement for the 'totally fictitious caravan', eventually filching ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she began making fraudulent claims that her partner required 'multiple day-to-day carers to take care of his requirements'. She reached utilizing Phillips' sister Zoe's birth certificate to position as his brother or sister and claim that she was his primary carer.

She also lied that she was unable to work due to being a full-time carer, but was found to have actually been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began developing 'incorrect medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.

She once again used the deceased female's name as being her social worker to claim ₤ 13,526.70 of PIP, specifying that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never revealed, and would state they were going to stay at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their cars and trucks previously today and presumed they were going off to their 'caravan', only to later on find out they were off to jail

When MailOnline went to Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her son would allegedly go off to a caravan on the weekends.

It is not known whether this was the same 'fictitious caravan' which took place to have never existed, or an undoubtedly a separate, genuine caravan.

Leni Newton, 63, said: 'She informed people that the authorities raid was since somebody had informed on her for reproducing border collie puppies without a licence.

'I'm stunned they've been imprisoned. I believed they were all above board.

'I only saw them a couple of days ago loading up luggage - I thought they were just going to their caravan.'

She added: 'I understand they fulfilled as she was his carer. He was married however Angela relocated. I believed she had actually lived in Southport.

'I did see his ex-wife parked up in the street seeing his house when they split.

'She was undoubtedly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they seemed to be living a double life.

'There were a great deal of police came here.

'He was at the street celebration for the Queen however other times he did appear extremely frail.'

Hand in Hand homecare firm verified to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesman said: 'We sacked her immediately when we discovered the fact.

'All her DBS and referrals took a look at. The cops stated we had not done anything incorrect.'

The court heard how Phillips also duped money from the public handbag by failing to divulge the truth that Lloyd had moved into his home in 2018 - enabling him to continue claiming more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is likewise said to have 'exaggerated' his medical conditions and require for care, specifying that he was not able to do anything for himself.

He stated himself 'unsuited for work' and failed to mention his partner's wage - illegally taking ₤ 51k in work support allowance.

However, Phillips declared that Lloyd had actually finished the kind and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'intricate recent history' of psychological health and impairments including neurological disorder, anxiety and anxiety.

He was also stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to comparable matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.

Lloyd was imprisoned for 2 years after confessing 7 counts of scams by false representation, and Phillips was likewise seen wiping back tears as he was imprisoned for 20 months for scams by false representation and 3 counts of dishonestly stopping working to divulge details to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you from the general public.

'For those who look for to defraud the general public of limited and valuable advantages which need to be directed to those who need them, not those who merely wish to have them for factors of personal greed, that is a severe offence devoted by each of you over an extended period of time.'
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